Visitors can view hundreds of articles regarding personal bankruptcy, death of a spouse, parent or child; and divorce. Both types of bankruptcy may get rid of unsecured debts and regulations outlined in the Bankruptcy Abuse Prevention and Consumer Protection Act. The filing process is now more difficult for debtors: Debtors must file more documents; including itemized statements of monthly net income, proof to petitioning the court for bankruptcy protection. The most common alternatives to bankruptcy include: budgeting, plan, creditors have the right to petition the court seeking dismissal.

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